Largest USDT pools by TVL
Which USDT pools held the most deposits on 16 October 2026?
On 16 October 2026 (data retrieved at 00:41 UTC), the largest single-asset USDT pool of $1M or more in the web3juice catalogue was Maple USDT on Ethereum, with $730.4M deposited and an APY of 5.54%. The 25 largest of the 35 such pools are listed here; they held $2.31B between them, and their median APY was 3.62%.
The largest DeFi pools whose only asset is USDT, by deposits, with the explorer’s free columns: total APY split into base interest and reward tokens where the data reports them, the 30-day median, TVL and how old each figure was.
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The 25 largest USDT pools on 16 October 2026
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| # | Pool | Chain | APY | Base APY | Reward APY | 30-day median | TVL | Data age |
|---|---|---|---|---|---|---|---|---|
| 1 | Maple USDTSyrup USDT | Ethereum | 5.54% | 5.54% | 0.00% | 5.53% | $730.4M | 11 minsource time unknown |
| 2 | Spark Savings USDT | Ethereum | 3.75% | 3.75% | unknown | 3.75% | $715.9M | 11 minsource time unknown |
| 3 | Aave V3 USDT | Ethereum | 3.29% | 3.29% | unknown | 3.55% | $355.5M | 11 minsource time unknown |
| 4 | Fluid Lending USDT | Ethereum | 4.12% | 4.12% | unknown | 4.19% | $127.5M | 11 minsource time unknown |
| 5 | Justlend V1 USDT | Tron | 1.99% | 1.99% | 0.00% | 2.12% | $93.9M | 11 minsource time unknown |
| 6 | Aave V3 USDTUmbrella | Ethereum | 4.92% | 3.29% | 1.63% | 5.15% | $62.6M | 11 minsource time unknown |
| 7 | Venus Core Pool USDT | BSC | 3.27% | 3.27% | 0.00% | 3.45% | $46.8M | 11 minsource time unknown |
| 8 | Bitway Earn USDTCore Alpha | BSC | 8.00% | 8.00% | unknown | 8.00% | $23.2M | 11 minsource time unknown |
| 9 | Zerobase Cedefi USDT | BSC | 8.76% | 6.76% | 2.00% | 8.76% | $16.8M | 11 minsource time unknown |
| 10 | Compound V2 USDT | Ethereum | 0.00% | 0.00% | 0.00% | 0.00% | $16.5M | 11 minsource time unknown |
| 11 | Jupiter Lend USDTEarn | Solana | 4.83% | 4.83% | unknown | 3.83% | $16.4M | 11 minsource time unknown |
| 12 | Sparklend USDT | Ethereum | 3.40% | 3.40% | unknown | 3.40% | $16.1M | 11 minsource time unknown |
| 13 | Zerobase Cedefi USDT | Ethereum | 9.00% | 7.00% | 2.00% | 9.00% | $14.2M | 11 minsource time unknown |
| 14 | Compound V3 USDT | Ethereum | 9.96% | 9.96% | 0.00% | 3.21% | $12.5M | 11 minsource time unknown |
| 15 | Aave V3 USDT | BSC | 3.08% | 3.08% | unknown | 3.00% | $11.1M | 11 minsource time unknown |
| 16 | Zerobase Cedefi USDT | OP Mainnet | 5.30% | 3.30% | 2.00% | 5.30% | $8.1M | 11 minsource time unknown |
| 17 | Zerobase Cedefi USDT | Arbitrum | 9.00% | 7.00% | 2.00% | 9.00% | $7.6M | 11 minsource time unknown |
| 18 | Aave V4 USDTCore | Avalanche | 0.26% | 0.26% | unknown | 6.18% | $7.2M | 11 minsource time unknown |
| 19 | Yearn Finance USDT | Ethereum | 3.37% | 3.37% | 0.00% | 3.29% | $5.7M | 11 minsource time unknown |
| 20 | Aave V4 USDTCore | Ethereum | 2.91% | 2.91% | unknown | 3.51% | $5.2M | 11 minsource time unknown |
| 21 | Compound V3 USDT | Arbitrum | 2.35% | 2.35% | 0.00% | 2.45% | $5.1M | 11 minsource time unknown |
| 22 | Lista Lending USDT | Ethereum | 6.28% | 1.12% | 5.16% | 5.40% | $3.9M | 11 minsource time unknown |
| 23 | Native Credit Pool USDTsingle-side, no-loss LP | Ethereum | 1.17% | 1.17% | unknown | 1.17% | $3.8M | 11 minsource time unknown |
| 24 | Aave V3 USDT | Avalanche | 3.47% | 3.47% | unknown | 3.43% | $3.0M | 11 minsource time unknown |
| 25 | Lista Lending USDT | BSC | 3.62% | 3.62% | 0.00% | 3.59% | $2.8M | 11 minsource time unknown |
Source: web3juice catalogue of public DeFi pool data, retrieved 2026-10-16 at 00:41 UTC. Pools with at least $1M TVL. APYs are as reported at that time, change constantly and are not a promise of returns. “Unknown” means the data did not report that value; it is never estimated. Live figures: USDT pools in the explorer.
How was this list made?
- Which pools. Pools whose only asset is USDT. Yield-bearing wrappers and pairs that include USDT are left out.
- Minimum size and order. At least $1M total value locked (TVL), sorted by TVL, largest first; the top 25 of 35 are shown.
- Freshness. Only pools whose figures web3juice retrieved in the hour before 00:41 UTC on 16 October 2026, the explorer’s default view. All rows come from one export at that time.
- APY. The total APY as reported at retrieval, split into base (interest and trading fees) and reward (incentive tokens) only where the data reports each part. A part the data does not report is shown as unknown, never worked out from the other.
- 30-day median. The median APY over the last 30 days from web3juice’s saved history of the pool; unknown when not enough history is saved.
- Data age. Minutes between web3juice’s last retrieval of the pool’s figures and 00:41 UTC. When the source reports its own measurement time it is shown underneath; otherwise “source time unknown”.
- Not advice. A dated snapshot, not a forecast or a recommendation. APYs change constantly, and deposits in DeFi can lose value.
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Where USDT earns, what pays it and its risks: the USDT yield guide.
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